Earned wage access financial service · 2026.06 – present
App and operations system for an earned wage access service
The situation
Workers use an app to draw wages they have already earned before payday. The amount drawn comes out of their next pay. An earlier version, built by another developer, was already running.
What we did
- We built a new phone app for workers.
- We built one web app for the operator, employers and sales partners.
- We connected two payment providers, so payouts move to the other one if one has a problem.
- Records of money moving are never edited, only added to.
- Staff personal data is stored encrypted.
- We built a tool to move the earlier version's live data to the new system.
The result
- In November 2026 we moved the earlier version's live data to the new system.
- From the next day, the old app shows a notice asking users to update to the new app.
If your business is similar
If you plan to run a service where money moves to staff or members through an app and an admin screen, this case is the closest to yours.
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